How to Avoid Overspending on Credit Cards

How to Avoid Overspending on Credit Cards: The Ultimate Guide to Smart Spending

Introduction Hey fam! Let’s talk about something we all struggle with from time to time: overspending on credit cards. You know that feeling, when you swipe for something, that you know you shouldn’t have, but you do it anyway? And then you get your statement and you’re like, “Oops!” It’s time to get real about…

Debit vs Credit Card

Debit vs Credit Card: Know When to Use Which & Why

Introduction Hey fam! Let’s talk about something that might seem pretty basic, but is actually super important: the difference between a debit card and a credit card. You might be using both of these cards every day, but do you really understand when to use which one? It’s a common question that many young adults…

Credit Card Rewards

Credit Card Rewards: Are They the Right Fit For You?

Introduction Hey fam! Let’s talk about something that’s super tempting but also kinda confusing: credit card rewards. You know, those cash back bonuses, travel points, and all that jazz. I know, it seems amazing on the surface, but are credit card rewards really worth it? That’s what we’re diving into today! You might have that…

Understanding Credit Card Statement

Decoding Credit Card Statements: A Guide for Gen Z

Introduction Hey fam! Let’s talk about something that might seem a little intimidating, but is super important for your financial health: your credit card statement. I know, it can look like a bunch of random numbers and confusing terms, but trust me, once you understand it, it’s actually a powerful tool for managing your money….

Escape the Minimum Payment Trap Gen Z's Guide to Debt Freedom

The Dark Side of Minimum Payments: How to Avoid the Credit Card Debt Trap

Introduction Hey fam! Let’s talk about something that might seem harmless, but can actually sabotage your financial future: minimum payments on your credit cards. You know, those tiny payments credit card companies want you to make each month? You might think it’s no big deal, but trust me, it’s a trap! It’s like a financial…

Credit Score 101 Everything Gen Z Needs to Know

Credit Score 101: Everything Gen Z Needs to Know (and Why It Matters)

Introduction Hey fam! Let’s talk about something that might seem a little mysterious, but is actually super important for your future: your credit score. You’ve probably heard about it, maybe from a friend who got denied an apartment or a family member who keeps stressing about their loan application. But what exactly is a credit…

Credit Cards for College Students

The Ultimate Guide to Credit Cards for College Students: Build Credit and Save Smartly!

Introduction Okay, let’s talk about something that’s probably been on your mind: student credit cards. Are they a trap, or a secret weapon? Let’s find out… Because adulting is hard, right? From managing classes to balancing a social life, and then someone throws the concept of “credit” into the mix. Don’t worry, you’re not alone,…

Credit Card Myths for Young Adults - RealRichMoves

The Ultimate Guide to Credit Card Myths for Young Adults

Introduction Hey fam! Let’s be real for a sec – credit cards can be confusing AF. One minute you’re swiping for that new fit, the next you’re staring at a bill that makes your eyes water. Maybe you’ve seen a friend drowning in credit card debt, or maybe you’re just trying to figure out the…

How to avoid get-rich-quick schemes

Spot the Scam! Gen Z Guide to Avoiding Get-Rich-Quick Schemes

I. Introduction: The Lure of “Easy Money” Okay, let’s be real for a sec. You’re scrolling through TikTok, and BOOM! Someone’s flaunting their “easy” $10,000 weekly income, probably while lounging on a beach somewhere. Sounds too good to be true, right? It probably is. That’s the siren song of get-rich-quick schemes, and they’re everywhere, especially…